Estate Planning

Nursing Home Crisis Asset Preservation Planning

Sophisticated Medicaid eligibility rules limit asset preservation solutions.  In the context of short-term planning and where the individual (“client”) is already in…

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Medicare and Medicaid? – What’s the Difference?

Medicare Medicare is federal program which provides healthcare to certain populations, if you are over age 65 and have paid Medicare tax…

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Estate Planning with a Disabled Beneficiary

If you have a child with special needs or disabilities, before making a gift during life or by inheritance, you should be…

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A Continuum in Estate Planning

I have a picture on my desk of my beautiful daughter at age 3 months, taken on one of the proudest days…

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What is Legal Capacity?

Certain legal documents can be extremely helpful, even critical, when dealing with long-term and end-of-life care planning.    However, unless a person…

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Planning with Mortgaged Property

There are special considerations when clients have a mortgage or anticipates the need for a future mortgage.  When dealing with residential mortgages,…

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“Funding” Your Trust

For purposes of this article, assume you have made the smart choice of creating a Trust which is drafted perfectly for your…

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What Happens to Debts on Death?

Hopefully, you realize debts do not just “disappear” on death.  Generally, the deceased person’s debts must be paid out of their remaining…

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Do Joint Bank Accounts Create a “Right of Survivorship”?

For this discussion, we are assuming a hypothetical checking account owned by an elderly Widow on which she had recently added the…

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Consumer Fraud Continues to Grow

Consumer fraud continues to grow and the fraudsters continue to find new and innovative ways to separate you from your money. Consumer…

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